@import url('https://fonts.googleapis.com/css2?family=DM+Mono:wght@400;500&family=Manrope:wght@400;500;600;700;800&display=swap');
:root,html[data-theme="classic"]{color-scheme:light;--page:#eef3ef;--panel:#fff;--raised:#e4ece6;--soft:#f7faf8;--highlight:#d9eee2;--text:#16251f;--secondary:#4e6259;--muted:#728078;--border:#d3ded7;--strong:#879a8e;--brand:#4fc58c;--brand-deep:#183b35;--on-brand:#092219;--selected:#205c4c;--on-selected:#fff;--input:#fff;--focus:#187654;--income:#267a61;--expense:#a45b45;--warning:#a57524;--danger:#b84545;--chart-a:#2d8167;--chart-b:#8b67b4;--shadow:0 18px 50px rgba(23,54,42,.08)}
html[data-theme="ledger"]{color-scheme:light;--page:#f4efe4;--panel:#fffaf0;--raised:#ebe1cf;--soft:#faf5ea;--highlight:#ead9b9;--text:#302b23;--secondary:#645b4e;--muted:#7d7467;--border:#d9ccb7;--strong:#a6967e;--brand:#ba8b45;--brand-deep:#493c2d;--on-brand:#291f13;--selected:#654e34;--on-selected:#fffaf0;--input:#fffdf7;--focus:#8f6327;--income:#4e765d;--expense:#a65443;--warning:#a06d28;--danger:#aa4744;--chart-a:#6b8566;--chart-b:#9b7451;--shadow:0 18px 50px rgba(76,57,33,.09)}
html[data-theme="clear"]{color-scheme:light;--page:#edf3f7;--panel:#fff;--raised:#e1eaf0;--soft:#f6f9fb;--highlight:#dcebf5;--text:#172934;--secondary:#4c626e;--muted:#6d818b;--border:#ccd9e0;--strong:#8fa5b0;--brand:#68b7d7;--brand-deep:#183b4d;--on-brand:#092431;--selected:#276c8a;--on-selected:#fff;--input:#fff;--focus:#167598;--income:#23806d;--expense:#aa5260;--warning:#a87522;--danger:#b74752;--chart-a:#2d83a5;--chart-b:#6d71bd;--shadow:0 16px 45px rgba(24,60,79,.08)}
html[data-theme="vault"]{color-scheme:dark;--page:#071612;--panel:#0e251e;--raised:#15332a;--soft:#112a22;--highlight:#173d30;--text:#eef7f2;--secondary:#bdcec5;--muted:#8fa69a;--border:#29483b;--strong:#527361;--brand:#76d5a4;--brand-deep:#050f0c;--on-brand:#062015;--selected:#76d5a4;--on-selected:#062015;--input:#0a1d17;--focus:#96e7ba;--income:#74d4ad;--expense:#f08a77;--warning:#e0b76a;--danger:#f07a79;--chart-a:#77d4aa;--chart-b:#ad8bd5;--shadow:0 22px 60px rgba(0,0,0,.34)}
html[data-theme="market"]{color-scheme:dark;--page:#090b0d;--panel:#11151a;--raised:#191f25;--soft:#14191e;--highlight:#1a2928;--text:#f0f3f4;--secondary:#bec7cb;--muted:#889399;--border:#2b3339;--strong:#5a666d;--brand:#75d6c3;--brand-deep:#050607;--on-brand:#051c18;--selected:#75d6c3;--on-selected:#051c18;--input:#0b0f12;--focus:#92ecda;--income:#75d6c3;--expense:#ef8a7c;--warning:#d6b65f;--danger:#ef7777;--chart-a:#75d6c3;--chart-b:#84a1e5;--shadow:0 22px 60px rgba(0,0,0,.4)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--page);color:var(--text);font-family:Manrope,system-ui,sans-serif;line-height:1.5}button,input,select,textarea{font:inherit}button{color:inherit}.auth-pending{visibility:hidden}.hidden{display:none!important}.topbar{position:sticky;top:0;z-index:40;background:color-mix(in srgb,var(--brand-deep) 96%,transparent);color:#f7fffb;border-bottom:1px solid color-mix(in srgb,#fff 12%,transparent);backdrop-filter:blur(14px)}.topbar-inner{height:78px;display:flex;align-items:center;justify-content:space-between;padding:0 24px}.brand{display:flex;align-items:center;gap:12px;border:0;background:transparent;color:inherit;text-align:left;cursor:pointer}.brand-mark{display:grid;width:44px;height:44px;place-items:center;border-radius:13px;background:var(--brand);color:var(--on-brand);font-size:1.15rem;font-weight:800}.brand strong,.brand small{display:block}.brand small{color:color-mix(in srgb,#fff 68%,transparent);font-size:.72rem}.top-actions{display:flex;align-items:center;gap:9px}.cloud-chip{padding:7px 10px;border:1px solid color-mix(in srgb,#fff 22%,transparent);border-radius:999px;color:color-mix(in srgb,#fff 82%,transparent);font:500 .66rem 'DM Mono',monospace;text-transform:uppercase}.settings-trigger{min-height:38px;display:flex;align-items:center;gap:7px;padding:0 12px;border:1px solid color-mix(in srgb,#fff 25%,transparent);border-radius:9px;background:transparent;color:#fff;font-weight:800;cursor:pointer}.settings-trigger:hover{background:color-mix(in srgb,#fff 10%,transparent)}
.app-shell{min-height:calc(100vh - 78px);display:grid;grid-template-columns:220px minmax(0,1fr)}.sidebar{position:sticky;top:78px;height:calc(100vh - 78px);display:flex;flex-direction:column;justify-content:space-between;padding:20px 14px;border-right:1px solid var(--border);background:var(--raised)}.main-nav{display:grid;gap:5px}.nav-item{min-height:46px;display:grid;grid-template-columns:25px 1fr;align-items:center;gap:8px;padding:0 12px;border:1px solid transparent;border-radius:10px;background:transparent;text-align:left;cursor:pointer}.nav-item:hover{background:var(--soft)}.nav-item.active{background:var(--selected);color:var(--on-selected)}.nav-item span{font:500 .9rem 'DM Mono',monospace}.nav-item b{font-size:.78rem}.privacy-note{display:flex;gap:8px;margin:0;padding:14px;border-top:1px solid var(--border);color:var(--muted);font-size:.68rem}.privacy-note span{color:var(--brand)}main{min-width:0;padding:42px clamp(20px,3vw,56px) 80px}.view{display:none}.view.active{display:block;animation:enter .22s ease}@keyframes enter{from{opacity:.2;transform:translateY(5px)}}.page-heading{display:flex;align-items:flex-end;justify-content:space-between;gap:32px;margin-bottom:30px;padding-bottom:28px;border-bottom:1px solid var(--border)}.page-heading h1{max-width:900px;margin:6px 0 0;font-size:clamp(3rem,6vw,6rem);line-height:.94;letter-spacing:-.065em}.page-heading h1 em{color:var(--brand);font-style:normal}.page-heading>div>p:last-child{max-width:720px;margin:18px 0 0;color:var(--secondary)}.eyebrow{margin:0;color:var(--brand);font:500 .68rem 'DM Mono',monospace;letter-spacing:.11em;text-transform:uppercase}.month-control,.field,.search-field{display:grid;gap:6px;color:var(--muted);font-size:.7rem;font-weight:700}.month-control input,.field input,.field select,.field textarea,.search-field input{min-height:44px;width:100%;padding:9px 12px;border:1px solid var(--border);border-radius:10px;background:var(--input);color:var(--text);outline:none}.field textarea{resize:vertical}.field input:focus,.field select:focus,.field textarea:focus,.search-field input:focus{border-color:var(--focus);box-shadow:0 0 0 3px color-mix(in srgb,var(--focus) 18%,transparent)}
.stat-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;margin-bottom:18px}.stat-card{min-height:145px;display:flex;flex-direction:column;padding:20px;border:1px solid var(--border);border-radius:15px;background:var(--panel);box-shadow:var(--shadow)}.stat-card span{color:var(--muted);font:500 .64rem 'DM Mono',monospace;text-transform:uppercase}.stat-card strong{margin:auto 0 4px;font-size:clamp(1.7rem,3vw,2.8rem);letter-spacing:-.05em}.stat-card small{color:var(--secondary)}.stat-card.highlight{background:var(--highlight)}.overview-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:18px;margin-bottom:18px}.split-layout{display:grid;grid-template-columns:minmax(280px,.68fr) minmax(0,1.32fr);gap:18px;align-items:start}.three-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin-bottom:18px}.panel{padding:24px;border:1px solid var(--border);border-radius:16px;background:var(--panel);box-shadow:var(--shadow)}.panel h2{margin:0 0 16px;font-size:1.35rem}.panel-heading{display:flex;align-items:flex-start;justify-content:space-between;gap:18px;margin-bottom:18px}.panel-heading h2{margin:2px 0 0}.form-panel{display:grid;gap:13px;margin-bottom:18px}.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.span-2{grid-column:1/-1}.form-actions{display:flex;justify-content:flex-end;gap:8px}.button{min-height:42px;display:inline-flex;align-items:center;justify-content:center;padding:0 15px;border:1px solid transparent;border-radius:9px;font-weight:800;text-decoration:none;cursor:pointer}.button.primary{background:var(--selected);color:var(--on-selected)}.button.secondary{border-color:var(--border);background:var(--raised);color:var(--text)}.button:hover{filter:brightness(.97)}.text-button,.small-action{padding:0;border:0;background:transparent;color:var(--text);font-size:.73rem;font-weight:800;cursor:pointer}.small-action{padding:5px 7px;color:var(--secondary)}.small-action.danger,.danger-button{color:var(--danger)}.check-row{display:flex;align-items:center;gap:8px;font-size:.78rem}.toolbar{display:grid;grid-template-columns:minmax(220px,1fr) 180px 180px;align-items:end;gap:10px;margin:20px 0}.stack-list,.data-list,.budget-list,.goal-list,.report-list{display:grid;gap:8px}.empty{padding:32px 15px;border:1px dashed var(--border);border-radius:12px;color:var(--muted);text-align:center}.list-row{display:grid;grid-template-columns:minmax(0,1fr) auto auto;align-items:center;gap:14px;padding:13px;border:1px solid var(--border);border-radius:11px;background:var(--soft)}.list-row h3,.list-row p{margin:0}.list-row h3{font-size:.86rem}.list-row p{margin-top:3px;color:var(--muted);font-size:.7rem}.money-value{font-weight:800;white-space:nowrap}.money-value.income{color:var(--income)}.money-value.expense{color:var(--expense)}.row-actions{display:flex;gap:3px}.budget-group{overflow:hidden;border:1px solid var(--border);border-radius:12px}.budget-parent{display:grid;grid-template-columns:minmax(0,1fr) repeat(3,110px) auto;align-items:center;gap:10px;padding:14px;background:var(--raised)}.budget-child{display:grid;grid-template-columns:minmax(0,1fr) repeat(3,110px) auto;align-items:center;gap:10px;padding:11px 14px 11px 32px;border-top:1px solid var(--border);background:var(--soft)}.budget-parent strong,.budget-child strong{font-size:.8rem}.budget-cell{display:grid;gap:3px;color:var(--muted);font-size:.6rem}.budget-cell b{color:var(--text);font-size:.76rem}.budget-input{width:100%;padding:7px;border:1px solid var(--border);border-radius:7px;background:var(--input);color:var(--text)}.progress{height:7px;overflow:hidden;border-radius:999px;background:var(--raised)}.progress i{display:block;height:100%;background:var(--brand)}.estimate-box{margin:0;padding:12px;border-radius:9px;background:var(--highlight);font-size:.78rem;font-weight:800}.mini-stat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-bottom:16px}.mini-stat{padding:13px;border-radius:10px;background:var(--raised)}.mini-stat span,.mini-stat strong{display:block}.mini-stat span{color:var(--muted);font-size:.65rem}.mini-stat strong{margin-top:4px}.bar-chart{min-height:190px;display:flex;align-items:flex-end;gap:12px;padding:18px 4px}.bar-column{min-width:44px;flex:1;display:flex;flex-direction:column;align-items:center;gap:5px}.bar-column i{width:min(58px,100%);min-height:3px;border-radius:7px 7px 2px 2px;background:var(--chart-a)}.bar-column:nth-child(even) i{background:var(--chart-b)}.bar-column span{max-width:90px;overflow:hidden;color:var(--muted);font-size:.62rem;text-overflow:ellipsis;white-space:nowrap}.line-chart{min-height:190px;display:grid;place-items:center;margin:12px 0;padding:12px;border:1px solid var(--border);border-radius:12px;background:var(--soft)}.line-chart svg{width:100%;height:190px}.line-chart polyline{fill:none;stroke:var(--chart-a);stroke-width:3}.line-chart .grid{stroke:var(--border);stroke-width:1}.scenario-row{display:flex;gap:8px}.scenario-row button{min-height:36px;padding:0 12px;border:1px solid var(--border);border-radius:999px;background:var(--raised);cursor:pointer}.muted{color:var(--muted)}
.settings-modal{width:min(900px,calc(100% - 32px));max-height:90vh;padding:0;border:1px solid var(--border);border-radius:20px;background:var(--panel);color:var(--text);box-shadow:0 30px 100px rgba(0,0,0,.4)}.settings-modal::backdrop{background:rgba(4,10,8,.72);backdrop-filter:blur(5px)}.settings-sheet{max-height:inherit;overflow:auto;padding:28px}.settings-heading{position:sticky;top:-28px;z-index:2;display:flex;justify-content:space-between;align-items:flex-start;margin:-28px -28px 0;padding:25px 28px 18px;border-bottom:1px solid var(--border);background:var(--panel)}.settings-heading h2{margin:0;font-size:2.2rem}.modal-close{display:grid;width:40px;height:40px;place-items:center;border:1px solid var(--border);border-radius:50%;background:var(--raised);font-size:1.3rem;cursor:pointer}.settings-panel{display:none;padding-top:26px}.settings-panel.active{display:block}.settings-panel h3{margin:0 0 18px;font-size:1.5rem}.settings-intro{max-width:700px;color:var(--secondary)}.settings-categories{display:grid;gap:9px;margin-top:20px}.settings-categories button{display:grid;grid-template-columns:40px minmax(0,1fr) auto;align-items:center;gap:13px;width:100%;padding:15px;border:1px solid var(--border);border-radius:12px;background:var(--soft);text-align:left;cursor:pointer}.settings-categories button>span{display:grid;width:38px;height:38px;place-items:center;border-radius:10px;background:var(--selected);color:var(--on-selected)}.settings-categories b,.settings-categories small{display:block}.settings-categories small{margin-top:2px;color:var(--muted);font-weight:500}.settings-categories i{font-style:normal}.settings-back{margin-bottom:20px;padding:0;border:0;background:transparent;color:var(--secondary);font-weight:800;cursor:pointer}.account-details{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}.account-details div{padding:14px;border-radius:10px;background:var(--raised)}.account-details dt{color:var(--muted);font-size:.65rem;text-transform:uppercase}.account-details dd{margin:4px 0 0;overflow-wrap:anywhere;font-weight:800}.settings-actions{display:flex;flex-wrap:wrap;gap:8px;margin-top:16px}.theme-picker,.density-picker{margin:15px 0 0;padding:0;border:0}.theme-picker legend,.density-picker legend{margin-bottom:9px;color:var(--muted);font-size:.7rem;font-weight:800}.theme-picker{display:grid;grid-template-columns:repeat(5,1fr);gap:8px}.theme-picker label{position:relative}.theme-picker input{position:absolute;opacity:0}.theme-card{min-height:108px;display:flex;flex-direction:column;justify-content:flex-end;padding:12px;border:2px solid var(--border);border-radius:12px;background:var(--soft);cursor:pointer}.theme-card i{height:26px;margin-bottom:auto;border-radius:6px;background:linear-gradient(90deg,#183b35 0 36%,#4fc58c 36% 55%,#eef3ef 55%)}.theme-card.ledger i{background:linear-gradient(90deg,#493c2d 0 36%,#ba8b45 36% 55%,#f4efe4 55%)}.theme-card.clear i{background:linear-gradient(90deg,#183b4d 0 36%,#68b7d7 36% 55%,#edf3f7 55%)}.theme-card.vault i{background:linear-gradient(90deg,#050f0c 0 36%,#76d5a4 36% 55%,#0e251e 55%)}.theme-card.market i{background:linear-gradient(90deg,#050607 0 36%,#75d6c3 36% 55%,#11151a 55%)}.theme-card b,.theme-card small{display:block}.theme-card small{color:var(--muted)}.theme-picker input:checked+.theme-card{border-color:var(--focus);box-shadow:0 0 0 2px color-mix(in srgb,var(--focus) 30%,transparent)}.density-picker{display:flex;gap:18px}.density-picker label{display:flex;align-items:center;gap:7px}.danger-zone{display:flex;align-items:center;justify-content:space-between;gap:18px;margin-top:22px;padding:17px;border:1px solid color-mix(in srgb,var(--danger) 45%,var(--border));border-radius:12px;background:color-mix(in srgb,var(--danger) 7%,var(--panel))}.danger-zone p{margin:3px 0;color:var(--muted);font-size:.72rem}.danger-button{border-color:var(--danger);background:transparent}footer{display:flex;justify-content:space-between;gap:20px;padding:20px 26px;border-top:1px solid var(--border);background:var(--raised);color:var(--muted);font-size:.73rem}
html[data-density="compact"] main{padding-top:28px;padding-bottom:58px}html[data-density="compact"] .panel{padding:18px}html[data-density="compact"] .stat-card{min-height:120px;padding:16px}html[data-density="compact"] .list-row{padding:9px 11px}
button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:2px solid var(--focus);outline-offset:3px}
@media(max-width:1120px){.app-shell{grid-template-columns:190px minmax(0,1fr)}.stat-grid{grid-template-columns:repeat(2,1fr)}.three-grid{grid-template-columns:1fr}.theme-picker{grid-template-columns:repeat(3,1fr)}}
@media(max-width:780px){.topbar-inner{height:70px;padding:0 14px}.brand small,.cloud-chip{display:none}.settings-trigger{width:40px;padding:0;justify-content:center}.settings-trigger span:last-child{display:none}.app-shell{display:block}.sidebar{position:sticky;top:0;z-index:30;width:100%;height:auto;padding:7px;border-right:0;border-bottom:1px solid var(--border);overflow-x:auto}.main-nav{display:flex;min-width:max-content}.nav-item{min-width:86px;display:flex;justify-content:center;padding:0 9px}.nav-item span{display:none}.privacy-note,.nav-settings{display:none}main{padding:30px 14px 60px}.page-heading{display:block}.page-heading .month-control,.page-heading>.button,.page-heading .report-range{margin-top:20px}.page-heading h1{font-size:clamp(3rem,13vw,5rem)}.overview-grid,.split-layout{grid-template-columns:1fr}.toolbar{grid-template-columns:1fr 1fr}.search-field{grid-column:1/-1}.budget-parent,.budget-child{grid-template-columns:minmax(0,1fr) 90px auto}.budget-cell.spent,.budget-cell.remaining{display:none}.theme-picker{grid-template-columns:1fr 1fr}.settings-modal{width:100%;height:100%;max-height:100%;margin:0;border:0;border-radius:0}.settings-sheet{height:100%;padding:20px 15px}.settings-heading{top:-20px;margin:-20px -15px 0;padding:18px 15px 14px}.account-details{grid-template-columns:1fr}.form-grid{grid-template-columns:1fr}.span-2{grid-column:auto}.list-row{grid-template-columns:minmax(0,1fr) auto}.row-actions{grid-column:1/-1}.bar-chart{overflow-x:auto}}
@media(max-width:430px){.stat-grid{grid-template-columns:1fr 1fr;gap:8px}.stat-card{min-height:125px;padding:15px}.stat-card strong{font-size:1.55rem}.panel{padding:17px}.theme-picker{grid-template-columns:1fr}.settings-categories button{padding:13px}.settings-actions{display:grid}.settings-actions>*{width:100%}.danger-zone{align-items:flex-start;flex-direction:column}.danger-zone .button{width:100%}.toolbar{grid-template-columns:1fr}.search-field{grid-column:auto}.budget-parent,.budget-child{grid-template-columns:minmax(0,1fr) 82px}.budget-parent>.row-actions,.budget-child>.row-actions{grid-column:1/-1}.mini-stat-grid{grid-template-columns:1fr}.scenario-row{flex-wrap:wrap}footer{flex-direction:column}}
.sidebar{scrollbar-width:none}.sidebar::-webkit-scrollbar{display:none}.page-heading{flex-wrap:wrap}.page-heading>div:first-child{min-width:0;flex:1}.overview-grid>*,.split-layout>*,.panel{min-width:0}.bar-chart{max-width:100%}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.view.active{animation:none}}

/* Focused navigation and settings polish */
.svg-library{position:absolute;width:0;height:0;overflow:hidden}
.brand-mark{width:44px;height:44px;padding:7px;border:1px solid color-mix(in srgb,#fff 24%,transparent);border-radius:50%;background:transparent;color:color-mix(in srgb,#fff 82%,transparent);fill:none;stroke:currentColor;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.brand-mark .brand-accent{color:var(--brand);stroke-width:2.6}.brand strong{font-size:1.04rem;letter-spacing:-.02em}.brand small{letter-spacing:.01em}
.nav-item>svg,.settings-trigger svg,.settings-categories button>span svg{width:18px;height:18px;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.settings-trigger svg{width:17px;height:17px}
.nav-item>svg{justify-self:center}
.settings-categories{gap:0;border-top:1px solid var(--border);border-bottom:0}
.settings-categories button{min-height:72px;padding:13px 4px;border:0;border-bottom:1px solid var(--border);border-radius:0;background:transparent}
.settings-categories button:hover,.settings-categories button:focus-visible{background:var(--soft)}
.settings-categories button>span{width:34px;height:34px;border:1px solid var(--border);border-radius:50%;background:transparent;color:var(--secondary)}
.settings-categories button>span svg{width:17px;height:17px}

/* Consumer experience layer */
[hidden]{display:none!important}body{background:radial-gradient(circle at 84% 3%,color-mix(in srgb,var(--brand) 9%,transparent),transparent 29rem),var(--page)}.app-shell{grid-template-columns:196px minmax(0,1fr)}.sidebar{padding:24px 13px;background:color-mix(in srgb,var(--raised) 88%,var(--page))}.main-nav{gap:8px}.nav-item{min-height:52px;border-radius:14px}.nav-item:hover{transform:translateX(2px);background:var(--soft)}main{padding:34px clamp(22px,4vw,72px) 90px}.section-nav{position:sticky;top:88px;z-index:20;width:max-content;max-width:100%;display:flex;align-items:center;gap:5px;margin:0 0 30px;padding:6px;border:1px solid var(--border);border-radius:999px;background:color-mix(in srgb,var(--panel) 92%,transparent);box-shadow:var(--shadow);backdrop-filter:blur(16px)}.section-nav>span{padding:0 10px;color:var(--muted);font:500 .62rem 'DM Mono',monospace;text-transform:uppercase}.section-nav button{min-height:36px;padding:0 13px;border:0;border-radius:999px;background:transparent;color:var(--secondary);font-size:.73rem;font-weight:800;white-space:nowrap;cursor:pointer}.section-nav button:hover{background:var(--raised);color:var(--text)}.section-nav button.active{background:var(--selected);color:var(--on-selected)}.page-heading{margin-bottom:24px;padding-bottom:24px}.page-heading h1{font-size:clamp(3.2rem,5.4vw,5.8rem)}.hero-heading h1{max-width:980px}.quick-actions{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:10px;margin:0 0 16px}.quick-action{min-height:66px;display:flex;align-items:center;gap:12px;padding:12px 16px;border:1px solid var(--border);border-radius:16px;background:var(--panel);box-shadow:0 8px 25px color-mix(in srgb,var(--text) 5%,transparent);cursor:pointer}.quick-action span{display:grid;width:34px;height:34px;place-items:center;border-radius:11px;background:var(--raised);color:var(--text);font-size:1.1rem}.quick-action b{font-size:.78rem}.quick-action:hover{transform:translateY(-2px);border-color:var(--strong);box-shadow:var(--shadow)}.quick-action.income span{background:color-mix(in srgb,var(--income) 17%,var(--raised));color:var(--income)}.quick-action.expense span{background:color-mix(in srgb,var(--expense) 14%,var(--raised));color:var(--expense)}.month-story{overflow:hidden;margin-bottom:14px;border:1px solid color-mix(in srgb,var(--brand) 42%,var(--border));border-radius:26px;background:linear-gradient(135deg,var(--brand-deep),color-mix(in srgb,var(--brand-deep) 76%,var(--selected)));color:#fff;box-shadow:0 26px 70px color-mix(in srgb,var(--brand-deep) 24%,transparent)}.month-story-heading{display:flex;justify-content:space-between;gap:20px;padding:22px 24px 8px}.month-story-heading span{font:500 .7rem 'DM Mono',monospace;letter-spacing:.12em;text-transform:uppercase}.month-story-heading small{color:color-mix(in srgb,#fff 72%,transparent)}.story-grid{display:grid;grid-template-columns:repeat(4,1fr)}.story-metric{min-height:170px;display:flex;flex-direction:column;padding:24px;border-right:1px solid color-mix(in srgb,#fff 15%,transparent)}.story-metric:last-child{border-right:0}.story-metric span{color:color-mix(in srgb,#fff 70%,transparent);font-size:.72rem}.story-metric strong{margin:auto 0 4px;font-size:clamp(2rem,3.4vw,3.7rem);letter-spacing:-.06em}.story-metric small{color:color-mix(in srgb,#fff 67%,transparent)}.story-metric.left{background:color-mix(in srgb,var(--brand) 16%,transparent)}.insight-strip{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;overflow:hidden;margin-bottom:20px;border:1px solid var(--border);border-radius:17px;background:var(--border)}.insight-strip article{min-height:105px;display:flex;flex-direction:column;padding:16px;background:var(--panel)}.insight-strip span{color:var(--muted);font-size:.66rem}.insight-strip strong{margin:8px 0 1px;font-size:1.25rem}.insight-strip small{color:var(--secondary);font-size:.66rem}.panel{border-radius:20px}.overview-grid{gap:16px}.friendly-empty{display:grid;justify-items:center;gap:7px;padding:34px 18px}.friendly-empty>span{display:grid;width:42px;height:42px;place-items:center;border-radius:14px;background:var(--raised);color:var(--brand);font-size:1.15rem}.friendly-empty h3,.friendly-empty p{margin:0}.friendly-empty p{max-width:420px}.friendly-empty .button{margin-top:6px}.overview-budget-row{width:100%;display:grid;grid-template-columns:auto minmax(0,1fr) auto;align-items:center;gap:12px;padding:12px;border:0;border-radius:13px;background:var(--soft);color:var(--text);text-align:left;cursor:pointer}.overview-budget-row:hover{background:var(--raised)}.overview-budget-row>span:nth-child(2){display:grid;gap:3px}.overview-budget-row small{color:var(--muted)}.overview-budget-row i{height:5px;overflow:hidden;border-radius:99px;background:var(--raised)}.overview-budget-row em{display:block;height:100%;border-radius:inherit;background:var(--brand)}.category-icon{display:grid;width:40px;height:40px;place-items:center;border-radius:13px;background:color-mix(in srgb,var(--brand) 16%,var(--raised));color:var(--text);font:700 1rem 'DM Mono',monospace}.bill-preview,.bill-card{display:grid;grid-template-columns:auto minmax(0,1fr) auto;align-items:center;gap:14px;padding:12px;border:1px solid var(--border);border-radius:14px;background:var(--soft)}.bill-preview time,.bill-card time{width:48px;display:grid;place-items:center;padding:7px;border-radius:11px;background:var(--raised);line-height:1}.bill-preview time b,.bill-card time b{color:var(--muted);font-size:.6rem;text-transform:uppercase}.bill-preview time strong,.bill-card time strong{margin-top:4px;font-size:1.12rem}.bill-preview h3,.bill-preview p,.bill-card h3,.bill-card p{margin:0}.bill-preview p,.bill-card p{margin-top:2px;color:var(--muted);font-size:.7rem}.bill-card{grid-template-columns:auto minmax(0,1fr) auto auto;padding:15px}.bill-card.inactive{opacity:.62}.budget-group{border-radius:17px}.budget-parent{min-height:112px;grid-template-columns:minmax(0,1fr) 130px 95px 95px auto;padding:18px}.budget-child{grid-template-columns:minmax(0,1fr) 130px 95px 95px auto;padding-left:72px}.budget-identity{display:flex;align-items:center;gap:13px;min-width:0}.budget-identity>span:last-child{min-width:0;flex:1}.budget-identity strong,.budget-identity small{display:block}.budget-identity small{margin:3px 0 9px;color:var(--muted);font-size:.68rem}.progress{height:8px}.earnings-layout{display:grid;grid-template-columns:minmax(300px,.72fr) minmax(0,1.28fr);gap:16px;align-items:start;margin-bottom:16px}.income-summary{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-bottom:16px}.income-summary article{min-height:130px;display:flex;flex-direction:column;padding:19px;border:1px solid var(--border);border-radius:18px;background:var(--panel);box-shadow:var(--shadow)}.income-summary span{color:var(--muted);font-size:.68rem}.income-summary strong{margin:auto 0 2px;font-size:clamp(1.6rem,2.8vw,2.7rem)}.income-summary small{color:var(--secondary)}.income-preview{display:grid;gap:3px;padding:15px;border-radius:14px;background:var(--highlight)}.income-preview strong{font-size:1.05rem}.income-preview span{color:var(--secondary);font-size:.72rem}.income-card-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.income-card{display:grid;gap:11px;padding:17px;border:1px solid var(--border);border-radius:17px;background:var(--soft)}.income-card-top{display:flex;align-items:center;gap:10px}.income-card-top>span:nth-child(2){min-width:0;flex:1}.income-card-top h3,.income-card-top small{display:block;margin:0}.income-card-top small{color:var(--muted);font-size:.62rem;text-transform:capitalize}.income-card-top i{padding:4px 7px;border-radius:99px;background:var(--raised);color:var(--secondary);font-size:.6rem;font-style:normal}.income-card>strong{font-size:1.2rem}.income-card>p{min-height:42px;margin:0;color:var(--secondary);font-size:.72rem}.advanced-fields{border:1px solid var(--border);border-radius:13px;background:color-mix(in srgb,var(--soft) 72%,transparent)}.advanced-fields>summary{padding:12px 14px;color:var(--secondary);font-size:.73rem;font-weight:800;cursor:pointer}.advanced-fields[open]>summary{border-bottom:1px solid var(--border)}.advanced-fields>.form-grid,.advanced-fields>.field,.advanced-fields>.muted{margin:13px}.feature-disclosure{margin:0 0 16px;border:1px solid var(--border);border-radius:18px;background:var(--panel);box-shadow:var(--shadow)}.feature-disclosure>summary{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:18px 20px;list-style:none;cursor:pointer}.feature-disclosure>summary::-webkit-details-marker{display:none}.feature-disclosure>summary span b,.feature-disclosure>summary span small{display:block}.feature-disclosure>summary span small{margin-top:3px;color:var(--muted);font-weight:500}.feature-disclosure>summary i{color:var(--secondary);font-size:.7rem;font-style:normal}.feature-disclosure[open]>summary{border-bottom:1px solid var(--border)}.feature-disclosure[open]>summary i{font-size:0}.feature-disclosure[open]>summary i::after{content:'Close';font-size:.7rem}.feature-disclosure>.panel{margin:0;border:0;border-radius:0 0 18px 18px;box-shadow:none}.compact-disclosure{box-shadow:none}.projection-disclosure{margin-top:18px}.savings-card{display:grid;grid-template-columns:auto minmax(0,1fr);gap:20px;padding:20px;border:1px solid var(--border);border-radius:19px;background:var(--soft)}.savings-card h3{margin:3px 0 7px;font-size:1.3rem}.savings-card>div:nth-child(2)>strong{font-size:1.35rem}.savings-card>div:nth-child(2)>strong small{color:var(--muted);font-size:.72rem}.savings-card p{margin:7px 0;color:var(--secondary);font-size:.72rem}.savings-ring{--progress:0%;width:92px;height:92px;display:grid;place-items:center;border-radius:50%;background:conic-gradient(var(--brand) var(--progress),var(--raised) 0);position:relative}.savings-ring::after{content:'';position:absolute;inset:9px;border-radius:50%;background:var(--panel)}.savings-ring strong{position:relative;z-index:1}.retirement-layout>article{order:-1}.retirement-controls{align-self:start}.field-hint{color:var(--muted);font-weight:500}.onboarding-modal{width:min(760px,calc(100% - 28px));padding:0;border:1px solid var(--border);border-radius:26px;background:var(--panel);color:var(--text);box-shadow:0 30px 100px rgba(0,0,0,.45)}.onboarding-modal::backdrop{background:rgba(4,10,8,.72);backdrop-filter:blur(7px)}.onboarding-shell>header{display:flex;justify-content:space-between;gap:20px;padding:26px 28px 18px}.onboarding-shell h2{max-width:560px;margin:5px 0 0;font-size:clamp(1.8rem,4vw,3rem);line-height:1.05}.onboarding-progress{height:28px;position:relative;margin:0 28px;border-radius:99px;background:var(--raised)}.onboarding-progress i{position:absolute;inset:0 auto 0 0;width:25%;border-radius:inherit;background:var(--brand);transition:width .2s ease}.onboarding-progress span{position:relative;z-index:1;display:grid;height:100%;place-items:center;color:var(--text);font:500 .6rem 'DM Mono',monospace}.onboarding-step{display:none;min-height:370px;padding:34px 28px}.onboarding-step.active{display:block}.onboarding-step h3{margin:4px 0 22px;font-size:1.7rem}.step-kicker{margin:0;color:var(--brand);font:500 .66rem 'DM Mono',monospace;text-transform:uppercase}.choice-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}.choice-grid.compact{grid-template-columns:repeat(2,1fr)}.choice-grid label{position:relative}.choice-grid input{position:absolute;opacity:0}.choice-grid span{min-height:110px;display:flex;flex-direction:column;justify-content:flex-end;padding:16px;border:2px solid var(--border);border-radius:17px;background:var(--soft);cursor:pointer}.choice-grid small{margin-top:3px;color:var(--muted)}.choice-grid input:checked+span{border-color:var(--focus);background:var(--highlight);box-shadow:0 0 0 3px color-mix(in srgb,var(--focus) 15%,transparent)}.onboarding-step>.field,.onboarding-step>.income-preview{max-width:520px;margin:0 0 14px}.starter-bills{display:grid;grid-template-columns:1fr 1fr;gap:9px}.starter-bills label{display:grid;grid-template-columns:1fr 120px;align-items:center;gap:10px;padding:11px 13px;border:1px solid var(--border);border-radius:13px;background:var(--soft)}.starter-bills input{width:100%;min-height:40px;padding:8px 10px;border:1px solid var(--border);border-radius:9px;background:var(--input);color:var(--text)}.onboarding-shell>footer{display:flex;justify-content:space-between;gap:14px;padding:18px 28px;border-top:1px solid var(--border);background:var(--raised)}.onboarding-shell>footer>div{display:flex;gap:8px}html[data-theme="ledger"] .panel,html[data-theme="ledger"] .quick-action,html[data-theme="ledger"] .income-summary article{border-color:color-mix(in srgb,var(--border) 72%,#a88756);box-shadow:0 12px 35px rgba(76,57,33,.075)}html[data-theme="clear"] .panel,html[data-theme="clear"] .month-story,html[data-theme="clear"] .quick-action{box-shadow:none}html[data-theme="clear"] .month-story{background:linear-gradient(135deg,#183b4d,#276c8a)}html[data-theme="vault"] .month-story{background:radial-gradient(circle at 85% 15%,color-mix(in srgb,var(--brand) 22%,transparent),transparent 16rem),linear-gradient(135deg,#071612,#153b2e)}html[data-theme="market"] .panel,html[data-theme="market"] .quick-action,html[data-theme="market"] .income-summary article{border-radius:10px}html[data-theme="market"] .month-story{border-radius:14px;background:linear-gradient(135deg,#050607,#182226)}html[data-theme="market"] .bar-column i,html[data-theme="market"] .progress i{border-radius:2px}
@media(max-width:1120px){.quick-actions{grid-template-columns:repeat(2,1fr)}.story-grid{grid-template-columns:repeat(2,1fr)}.story-metric:nth-child(2){border-right:0}.story-metric:nth-child(-n+2){border-bottom:1px solid color-mix(in srgb,#fff 15%,transparent)}.insight-strip{grid-template-columns:repeat(2,1fr)}.earnings-layout{grid-template-columns:1fr}.income-card-list{grid-template-columns:repeat(2,1fr)}.budget-parent,.budget-child{grid-template-columns:minmax(0,1fr) 120px auto}.budget-cell.spent,.budget-cell.remaining{display:none}}
@media(max-width:780px){.app-shell{display:block}.sidebar{top:70px;padding:7px}.main-nav{width:100%;display:grid;grid-template-columns:repeat(4,1fr);min-width:0}.nav-item{min-width:0;display:flex;flex-direction:column;gap:2px;padding:5px}.nav-item span{display:block;font-size:.76rem}.nav-item b{font-size:.66rem}.nav-item:hover{transform:none}.section-nav{top:78px;width:100%;overflow-x:auto;border-radius:14px}.section-nav>span{display:none}main{padding:24px 14px 70px}.page-heading h1{font-size:clamp(2.8rem,12vw,4.6rem)}.quick-actions{grid-template-columns:repeat(2,1fr)}.story-metric{min-height:145px;padding:18px}.story-metric strong{font-size:clamp(1.7rem,8vw,2.8rem)}.month-story-heading{display:grid}.overview-grid,.split-layout{grid-template-columns:1fr}.income-card-list{grid-template-columns:1fr}.income-summary{grid-template-columns:1fr}.bill-card{grid-template-columns:auto minmax(0,1fr) auto}.bill-card>.row-actions{grid-column:2/-1}.budget-parent,.budget-child{grid-template-columns:minmax(0,1fr) 100px}.budget-child{padding-left:32px}.onboarding-modal{width:100%;height:100%;max-height:100%;margin:0;border:0;border-radius:0}.onboarding-shell{min-height:100%;display:flex;flex-direction:column}.onboarding-step{flex:1}.choice-grid{grid-template-columns:1fr}.choice-grid span{min-height:82px}.starter-bills{grid-template-columns:1fr}}
@media(max-width:430px){.top-actions{gap:5px}.quick-action{min-height:58px;padding:9px}.quick-action span{width:30px;height:30px}.month-story{border-radius:20px}.month-story-heading{padding:18px 17px 4px}.story-metric{min-height:132px;padding:16px}.insight-strip{grid-template-columns:1fr 1fr}.insight-strip article{min-height:112px}.savings-card{grid-template-columns:1fr}.savings-ring{width:76px;height:76px}.bill-preview{grid-template-columns:auto minmax(0,1fr)}.bill-preview>strong{grid-column:2}.onboarding-shell>header,.onboarding-step,.onboarding-shell>footer{padding-left:18px;padding-right:18px}.onboarding-progress{margin-left:18px;margin-right:18px}.onboarding-shell>footer{align-items:stretch;flex-direction:column-reverse}.onboarding-shell>footer>div,.onboarding-shell>footer button{width:100%}.starter-bills label{grid-template-columns:1fr 95px}}
@media(prefers-reduced-motion:reduce){.quick-action,.nav-item,.onboarding-progress i{transition:none!important}.quick-action:hover{transform:none}}

/* Money shell: a horizontal consumer-finance navigation band. */
.brand-mark{width:42px;height:40px;padding:3px 10px 3px 0;border:0;border-right:1px solid color-mix(in srgb,#fff 22%,transparent);border-radius:0}
.settings-trigger[aria-expanded="true"]{border-color:var(--brand);background:color-mix(in srgb,var(--brand) 14%,transparent)}
.settings-account-copy{max-width:650px;margin:20px 0 0;color:var(--secondary)}
@media(min-width:781px){
  .app-shell{display:block;min-height:calc(100vh - 78px)}
  .sidebar{position:sticky;top:78px;z-index:30;width:100%;height:auto;display:block;padding:0 clamp(24px,4vw,64px);border-right:0;border-bottom:1px solid var(--border);background:color-mix(in srgb,var(--panel) 96%,transparent);backdrop-filter:blur(14px)}
  .main-nav{max-width:1400px;display:flex;gap:0;margin:auto}
  .nav-item{min-width:142px;min-height:58px;display:grid;grid-template-columns:24px auto;justify-content:start;gap:9px;padding:0 18px;border:0;border-bottom:3px solid transparent;border-radius:0;background:transparent}
  .nav-item:hover{background:var(--soft);transform:none}
  .nav-item.active{border-bottom-color:var(--brand);background:transparent;color:var(--text)}
  .nav-item.active>svg{color:var(--brand)}
  .privacy-note{display:none}
  main{max-width:1520px;margin:auto;padding-top:36px}
  .section-nav{top:148px}
}